Finance Against Gold Certificates

Unlock Liquidity Without Selling Your Gold

Access instant financing using your Emirates Islamic Gold Certificates — giving you liquidity while your gold stays securely invested.

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A Smarter Way to Access Cash

Turn gold holdings into flexible financing. Finance Against Gold Certificates enables you to avail finance against your gold without selling it—so you can access cash while your gold stays securely stored.

Why This Solution Works For You

Keep Your Gold, Access Cash

Maintain ownership of your gold holdings while unlocking the liquidity you need.

Fast Processing With Priority Support

Enjoy a streamlined application process, supported by a team that understands your needs.

Flexible Use of Funds

Use your financing for personal needs, business opportunities, or lifestyle goals — without disrupting your long-term gold strategy.

What You Gain With Emirates Islamic

Up to 50% Finance

Unlock Instant Financing on Your Gold Certificates

Competitive Rates

Enjoy Shariah-Compliant Profit Rates That Add More Value

Flexible Payments

Choose Payment Plans That Fit Your Cash Flow

How It Works

A simple four-step process designed to give you quick, secure access to financing.

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Hold EI Gold Certificates
You must have Emirates Islamic Gold Certificates issued under your name.

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Apply for Financing
Submit your request online, via SMS, or through your Relationship Manager.

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Valuation & Approval
Your certificates are assessed based on current market value, followed by quick approval.

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Receive Your Funds
Approved funds are credited directly to your Emirates Islamic account.

Apply With Confidence

Sometimes, all you need is a simple way to move forward. Whether you prefer speaking directly with your Relationship Manager, applying digitally, or using a quick message, we are here to make the process effortless and tailored to you.

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Contact Your Relationship Manager

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Apply Online >

Unlock Liquidity Without Selling Your Gold

A Smarter Way to Access Cash

Why This Solution Works For You

Keep Your Gold, Access Cash

Fast Processing With Priority Support

Flexible Use of Funds

What You Gain With Emirates Islamic

Up to 50% Finance

Unlock Instant Financing on Your Gold Certificates

Competitive Rates

Enjoy Shariah-Compliant Profit Rates That Add More Value

Flexible Payments

Choose Payment Plans That Fit Your Cash Flow

How It Works

Apply With Confidence

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