Key Benefits

Airport Lounge Access

Get unlimited complimentary access to over 1000+ airport lounges.

Emirates Skywards Silver Status

Automatic upgrade to Emirates Skywards Silver status for 12 months.

Earn Skywards Miles

Up to 2 Skywards Miles per USD spent.

Exclusive Offer

Apply for an Emirates Islamic Skywards Infinite Credit Card and enjoy Annual Membership Fee waiver for the first year, exclusive rewards and great travel benefits. You can also earn Skywards Miles on your spends effortlessly and redeem them for flights, upgrades and much more.
Click here
to apply.

Offer is valid till 30 June 2026.


Click here
to view Terms and Conditions

Skywards Miles

Enjoy earning Skywards Miles for every retail spend on your card.

For every USD 1 equivalent retail spend you will enjoy earning Miles according to the below earning rates.

flightEarn Up to 2 Miles for Spends at Emirates/flydubai Airlines (in AED)

globeEarn Up to 1.50 Miles for International Spend (in non-AED currency)

shopping_bagEarn Up to 1 Mile for Domestic Spend* (in AED)

*ATM transactions, balance transfers and cash advance are not eligible for Miles earning.

*For more details about Skywards Miles earning rates please click here.

See how many Skywards Miles you can earn monthly

Total Domestic spends
0
100000
Total International spends
0
100000
Total Emirates/flydubai Airlines spends
0
100000
Total Groceries spend
0
100000
Government / Automobiles / Takaful / Education spends
0
100000
Fuel/Telecommunication/Real Estate spends
0
100000

Based on your chosen spends with Emirates Islamic Skywards Infinite Credit Card, you could earn

Skywards Miles per month

Please note that this is a just estimated calculation based on above amounts

Skywards Travel & Lifestyle Privileges

Complimentary Emirates Skywards Silver Membership

Step up to a higher level of travel

Card4

Complimentary Valet Parking

Enjoy effortless arrivals wherever you go

Card3

Complimentary Lounge Access

Unlimited access to 1,200+ lounges

Card4

Meet & Greet Service

Travel made easier from the moment you arrive

Card4

Complimentary Golf

Play on the UAE’s finest courses

Card4

Frequently Asked Questions

How are Miles calculated for spends on Emirates Islamic Skywards Infinite Cards?
Spend Category Spend Amount in AED Miles Earning
General shopping
Clothes, electronics..etc
4000 1089 Miles
( 4000/3.673)
Grocery Spend domestic 1400 190 Miles
( 1400/3.673) * 0.5
Government(i.e. Dewa & Fines), Car Dealership, Takaful & Education spend 2500 102 Miles
(2500/3.673)*0.15
Fuel, Telecommunication (Du & Etisalatetc.,) & Real Estate 2500 170 Miles
(2500/3.673)*0.25
International Spend 5000 2042 Miles
(5000/3.673)*1.5
Grocery spend International 600 245 Miles
(600/3.673)*1.5
Purchases from emirates airline 3000 1633 Miles
(3000/3.673)*2
ATM Cash Withdrawal 1000 0 Miles
Total 20000 5,471 Miles

Starting 22 June 2022, Skywards Miles earned on your Emirates Islamic Skywards Credit Card will be credited to your Skywards account within 2 days of the transaction being billed.

The miles earned on this transaction will also get reversed. However if the reversal happens after the miles have been transferred to your Skywards Account, then the respective number of miles will be adjusted against the new earnings.

Typically transactions made at supermarkets, hypermarkets, grocery stores, etc fall under the category of "Grocery & Supermarket". All transactions at merchants listed under "Grocery & Supermarket" as defined by Visa/MasterCard will earn 0.5 Miles per USD 1 spend.

Transactions made towards utilities (including electric, gas, water, sanitary, telecommunication payments made online through e-government portal,etc), payments to Court (including Alimony and Child Support), Fines, Bail and Bond payments, Tax payments, Postal Services, Intra-Government purchases, etc.fall under the category of "Government Services". For Miles award purpose, all merchants listed under "Government Services" as defined by Visa/MasterCard will be awarded differential Miles. 0.15 Miles for every USD 1 spend.

The Miles earn rate for any international transaction is the same including transactions at supermarkets or government.

Yes, you will earn 0.25 Skywards miles for every USD 1 spend.

Yes, any spend at Emirates airline either at sales offices (domestic & international) or online at emirates.com will earn you double Miles. Spend at travel agencies will earn you the regular Miles.

Enjoy instant access to up to 50% of your limit as cash with your Emirates Islamic Skywards Infinite credit Card at over 810,000 ATMs worldwide or over the counter at any bank branch around the world that displays the VISA logo. A cash advance fee will be charged.

Card payments can be made through a range of different channels including:

Cheque Payments

Cheque deposits through the Drop Box, which is available at all designated branches. Make sure that you write your name and Credit Card number on the back of the cheque.
Please Note: Cheques are sent for Clearing and payment is made after the funds are received, which can take 3 - 5 days

Exchange Houses

Payments through UAE Exchange, Al Rostamani Exchange, Al Fardan Exchange House and Al Ansari Exchange can be made in cash up to a maximum value of  35,000 per day. All payments will reflect in your credit card account in 2 to 3 working days.

Pay Bills Online

As an Emirates Islamic account holder, you can use your online banking service to pay your monthly bills online. Simply visit www.emiratesislamic.ae and log in to online banking. Call 600 599995 for assistance to link your Credit Card with your online banking account.

Online Auto Payment Facility

Schedule your monthly bill payment through your online banking account using the Auto Payment Transfer facility, which enables your monthly bill to be automatically deducted from your account at the click of a button.

Cash At Counter

Make a cash payment for your Emirates Islamic Credit Card at any of our branches during banking hours

Cash Deposit Machines

Make your payment by depositing the payment at one of our network of Cash Deposit Machines. You can make your payments even if you do not have your card with you, all you need is the card number.

You can get up to 4 supplementary cards for your family members and enable them to take advantage of discounts available on your primary card while earning reward points on every Dirham spent.

The Emirates Islamic Skywards Credit Card is fully compliant with the Shariah principles.

No, Tier status is available for Primary Card holders only.

No, Emirates Islamic does not charge any additional profit on accrued profit on any credit product granted to customers.

Tailored Offers for Every Occasion

Featured Card Four Column  Offers Section

Switch Cashback Credit Card

Earn  500 and up to 8% Cashback.

Featured Card Four Column  Offers Section

Up to 50% Off UAE Attractions with Emirates Islamic Cards

Unlock exclusive savings on world-famous UAE attractions when you pay with your Emirates Islamic Visa Credit or Debit Card.

Featured Card Four Column  Offers Section

Emax Offer

Get up to  250 off

school students

School Fees Installment Plan

Manage school payments the easy way.

Ways to Bank

Ways to Bank

Stay connected with Emirates Islamic through our Mobile Banking App and Online Banking – simple, secure, and Sharia-compliant.

Ways to Bank

Card Support

Get the support you need with your credit cards, debit cards and pre-paid cards.

Card Support

Key Product Information

Important information for products and services.

Fees and Charges

Fees and charges associated with your card.

Blocking Your Card

Instantly block lost or stolen cards, replace or temporarily suspend.

Other Credit Cards

card

Skywards Signature Credit Card

Earn Skywards Miles for every retail spend on your card.

Etihad Guest Premium Credit Card

A card built on choice. Your choice.

How was your experience?

We'd love to know.

1 - Dissapointed 10 - Extremely satisfied

Thank you for your feedback!