No Annual Membership Fee.
Up to 3.75 EI SmartMiles per 1 AED spend.
Enjoy a Complimentary Access to Dubai Ladies Club.
2 valet parking service per month.
EI SmartMiles rewards programme has been exclusively designed to offer customers travel, shopping and lifestyle benefits. What's more, you can redeem them without any blackout dates. Enjoy the flexibility to redeem your EI SmartMiles for flights, hotels and retail transactions instantly anywhere in the world.
Welcome bonus of 10,000 EI SmartMiles.
| International spend* | Upto 3.75 EI Smart Miles per AED 1 |
| Domestic Spend* | Upto 2.5 EI Smart Miles Per AED 1 |
* For more details about EISmartMiles earning rates please Click here.
Simply exchange your EI SmartMiles with our partner loyalty programmes - Avios with Qatar Airways Privilege Club, Upoints By Emaar, Emirates Skywards, Etisalat Smiles, Etihad Guest and InterMiles.
6,500 EI SmartMiles = 1,000 Upoints By Emaar
7,500 EI SmartMiles = 5,000 Etisalat Smiles
10,000 EI SmartMiles = 1,750 Avios
10,000 EI SmartMiles = 1,000 Emirates Skywards Miles
10,000 EI SmartMiles = 1,500 Etihad Guest Miles
20,000 EI SmartMiles = 4,000 InterMiles
Your Miles will be transferred within 5 working days.
All you need to do is select the partner program and enter your membership number on the app.
The Instant Purchase feature allows you to redeem your EI SmartMiles from any shop or online site in the world. When you are making your purchase just use your EI SmartMiles against that purchase.
Just follow 3 simple steps:
Within 5 days the EI SmartMiles balance will be deducted from your account and a statement credit will be posted onto your Emarati Card.
Gifting has never been easier! The next time you want to pamper a loved one, you can simply Gift them EI SmartMiles with just a few steps and they can redeem it as and when they like. All you need to do is select the ‘Gift EI SmartMiles’ option and choose the number of EI SmartMiles you’d like to gift and simply share the unique link with another existing EI SmartMiles loyalty member. Once the recipient clicks on the link & accepts, the chosen EI SmartMiles will be deducted from your account and reflect in the receivers account immediately.
Click here to see how it works.
Instant EI SmartMiles redemption at over 300 airlines and more than 180,000 hotels worldwide, car rentals and much more starting from as low as 4,000 EI SmartMiles.
Indulge in a wide range of shopping options with EI Rewards online market place. Choose your favourite apparels, electronics, toys and more and instantly receive an e-voucher for use at any mall within the UAE.
Our e-vouchers let you and your loved ones get exactly what you want, anytime and anywhere. Choose your favourite apparels, electronics, toys and more and instantly receive an e-voucher for use at any mall within the UAE.
Exclusive for UAE nationals Emarati Credit Card comes in a sleek metal with cutting-edge design and brings you an array of attractive lifestyle and travel benefits. Unlike other credit cards in UAE, there’s always something in-store for you when you use the Emirati Credit Card, winner of the ‘Best Islamic Card’ at the 2018 Banker Middle East Product Awards.
Enjoy up to 3 "Buy 1 Get 1" complimentary movie tickets each month, any day of the week. A minimum monthly (calendar month) retail spend of AED 5,000 is required on your card to avail the benefit. If the spend criteria is not met or on exceeding the maximum complimentary tickets usage, your credit card will be billed with the discount availed. For more information on the Reel Cinemas offer, Click here.
Enjoy 15% discount on the below Emaar Entertainment Attractions.
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Not only does your Emirates Islamic Emarati Credit Card bring you endless benefits and rewards, but it is also no Annual Membership Fees and comes with an attractive profit rate of only 3.39%.
Enjoy unlimited complimentary access to over 1000 airport lounges worldwide.
For more details about the Lounge Key program please visit www.loungekey.com/visasignaturemena
Terms & Conditions:
You can avail complementary Valet Parking at some of the top locations in the UAE. This service is offered to every eligible Emarati Credit Card holder, including supplementary credit cardholders, where they will get two (2) complimentary Valet Parking Services per month at selected Offer Locations.
All you have to do is present your Emarati Credit Card at the Valet Parking Desk.
Click here for locations and terms & conditions.
The Emarati Credit Card allows you to unwind at a range of luxury hotels across the globe. Enjoy unsurpassed value at over 900 intriguing and prestigious properties around the world with your Emirates Islamic Emarati Credit Card.
Our exclusive hand-selected portfolio includes boutique gems as well as world-famous hotels and resorts.
Privileges on your Card:
For more details, please visit visaluxuryhotels.com
Experience ultimate convenience with your Emirates Islamic Emarati Credit Card. Make secure and easy payments anywhere you see the Apple Pay, Samsung Pay and Google Pay symbols worldwide. So wave goodbye to cash and say hello to fast, easy and safe payments.
Take advantage of a host of services including and not limited to flight/hotel/restaurant reservations available to you over the phone or online, 24 hours a day, from anywhere in the world by simply calling Concierge hotlines. UAE Toll-free: 800 0441 3487 , UAE International Direct Dialing: +971 4361 1234 or +1 773 360 5320. Alternatively, you can send an email to concierge@visasignature-mea.com.
Travel with complete freedom and peace of mind. Your Emirates Islamic Emarati (Signature) Visa credit card saves you the time and expense of organizing travel and medical insurance separately when you travel.
The process is simple, all you need to do is pay for your travel with the Emarati Credit Card and you are automatically covered for travel accident and travel inconvenience insurance on all trips of up to 90 days duration. Visit cardholderbenefitsonline.com/ to get your travel insurance certificate.
When you buy quality, you expect it to last. That's why we automatically double the original manufacturer's warranty up to one year from the expiry date of the original warranty. For more details, visit www.visamiddleeast.com.
Purchase protection provides you with additional peace of mind every time you make a purchase. It protects your purchases against theft or damage so you can focus on finding the perfect gift. For more details, visit www.visamiddleeast.com.
Earn rewards faster and get more cash back. Apply for a Supplementary Card for your loved ones to share the privileges and benefits offered on your Emirates Islamic Emarati Credit Card. You can get up to 4 supplementary cards for your family.
Each Supplementary Card issued under your account allows you to track your expenses and helps you manage your cash flow under simplified billing with a single monthly payment for all Cards on the same account.
Supplementary cardholders also enjoy the same benefits as a primary cardholder and can use the complimentary valet parking feature and LoungeKey airport lounge access.
We understand that at times you may require cash-in-hand to address your emergencies. Your Emirates Islamic Emarati Credit Card comes with two key features, Cash-on-Call and Cash Advance. With Cash-on-Call you can simply call 600 599 995 and get cash of the Card Limit credited immediately to your account. With Cash Advance you can conveniently access cash from ATMs up to 50% of the Card Limit and up to AED 10,000 per withdrawal at competitive charges.
Transfer the outstanding balance of your Card from other banks to your Emirates Islamic Emarati Credit Card.
Shop to your heart's content with the 0% Easy Payment Plan. From electronics, telecom, supermarket and jewellery; ask for our Easy Payment Plans of 3, 6, 9 or 12 months when making a purchase at our partner outlets such as Carrefour and Sharaf DG among others.
Terms and Conditions apply.
You can avail complimentary access to Dubai Ladies Club in the UAE and enjoy various benefit like Pool & beach access, gym, outdoor activities and more.
All you have to do is present your Emirates Islamic Emarati credit card at Dubai Ladies Club at their reception desk.
Click here for the Terms & Conditions.
Enjoy up to 2 complimentary Marhaba Meet & Greet services per year. A minimum monthly (calendar month) retail spend of AED 5,000 is required on your card to avail the benefit. If the spend criteria is not met or on exceeding the maximum complimentary service usage, your credit card will be billed with the applicable service fee.
Click here for the Terms & Conditions.
Click here to book now!
Terms and Conditions apply.
You need to be a UAE national and require a minimum salary of AED 12,000 per month to be eligible for this card.
Easy Steps to Apply
To apply for this credit card is fairly simple. All you need to do is fill the online form and provide the documents listed below:
Explore the benefits of using your Emirates Islamic Credit Card. Learn more about our security features, ways to pay and other card benefits.
Please click here to view Emirates Islamic Credit Cards – Important information.
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